Cloudfunding . . democratizing the digital economy




. . brings a decentralized and democratic economic platform to the real economy!


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		Queen Bee is a customer loyalty & collaboration program

	-	it's a combination of customer loyalty and ( silent ) collaboration between businesses!

		For a large national business or a small local business it all works the same
	-	customers are all important no matter who they are, what part they play or where they live - the fact is all businesses need them.
	-	many customer loyalty systems can be difficult and expensive to set up and complex for customers to follow.
	-	most loyalty programs are designed to give discounts and profits away in the hope of holding customers close inside a reward system.

		Queen Bee has a long-tail benefit
		The traditional model of customer acquisition for Main Street businesses is a costly endeavor, often spent on advertising to attract new customers and re-engage existing ones. To remain competitive, businesses are frequently forced to discount their products and services, further depleting their margins. This relentless pursuit of cheap deals has become a hallmark of modern commerce, ultimately weakening many businesses and the local economy. Queen Bee disrupts this paradigm by incentivizing customers with year-round, 24/7 Black Friday-style deals, all without the need for advertising or discounts. Under the Queen Bee acquisition program, businesses retain the full selling price of their products and services, while also benefiting from a long-tail effect as their customers purchase deals offered by other businesses on the platform. Queen Bee's collaboration with Cloudfunding further empowers sellers by monetizing their products and services in novel ways, while giving buyers control over demand through cascading prices. As buyers take advantage of these low prices, they're incentivized to fund their accounts via Pay It Forward, Now!, which liquidates local sellers' sales into cash on a daily basis. This marks the culmination of traditional local cash commerce's digitization and empowers local buyers to access deals and services on the platform. By tapping into the decentralized economic utility network, Queen Bee connects users and local economies worldwide, facilitating the growth of economic infrastructure highways that link local productivity with the users who can generate and benefit from it. The Queen Bee Program's global user connections provide a vital lifeline to active businesses in various locations, while CloudfundSMe offers SMEs a chance to boost their cash flows and invest directly into their businesses. When users make purchases, they can choose to allocate their payments to specific industries and businesses in those locations, placing them on notice regarding their corporate reputation on issues like climate change. This nuanced approach ensures that businesses prioritize sustainability and social responsibility, fostering a better corporate citizen reputation in the process.
		A major advantage of the Queen Bee program is the connection with the global users - when a user adds to their own portfolio by buying location units, those payments are directed to the active businesses located in those locations. This is where CloudfundSMe gives SMEs the chance to increase their cashflows and direct investment back into their businesses. When the users make their purchase, they can select industries and even businesses in those locations when deciding where their payments go - this places businesses on notice in how a business is viewed on issues like climate change, etc, generally having a good corporate citizen reputation.





		Queen Bee is designed to initially give something away
	-	a business's customers benefit directly from businesses notifying them of deals and that they have Price Demand.
	-	a business can watch as a viral distribution builds up in the background with connections to other users, adding to a business's growth.
		What then happens is the collaboration between other businesses kicks in
	-	in the customer's notifications, where they filter their needs and buying requirements, deals from other businesses can be displayed.
	-	customers can filter all types of products and services directly linked to their needs and wants - which they can opt-in or out anytime.
	-	this collaboration link means businesses that initially acquires the customer, can gain from their buying wherever they go in the world.
		Customers are more global today and so should loyalty programs
	-	Businesses invest in their own customer base and get their ROI from global productivity in the New Digital Economy.
	-	The continuous economies of scale link businesses with a much broader customer base than basic loyalty - with profound benefits.
	-	The Queen Bee Program fits with the seller's Digital Sales Division and the alternative approach to funding with Free Direct Backing
	-	UDI - Universally Distributed Income also has a direct impact on a business when users pay to be economic equity stakeholders
	-	No economy works well without wages being fairly distributed across the workforce - the World Labour Marketplace helps to level things
	-	Businesses, and that includes Startups, have another way to gain growth - with the Co-worker / Co-founder Incentive Vision programs.

	-	Everyone appreciates a little something as a thank you even if its just a small gesture like, - e.g. $5.00 to spend well this is what Queen Bee can do!
	-	Advertising and customer acquisition can be expensive and most is done & run, some will stick, whatever label you place on it, overall it's a continual process and cost. well Queen Bee doesn't do that!
	-	Marketing, advertising, discounts, loyalty and customer acquisition is really all one and normally has a cost with an unknown return Queen Bee grabs all those points and fits them into a 'long tail' benefit
	-	It ties customers back to you as Queen Bee, even though many customers will return some may never come back to your store again with Queen Bee you will still benefit from the customer's buying activity

	-	Even if customer members come into your store or buys online and are not in your Queen Bee program they can still add benefit to your business, more than just from a single one time sale.
	-	- sellers can buy customers by selling their unique URL link, it releases UDC to the customer to help kick-off a long tail relationship with their customer.



		How could a few customers help drive a business?
		Even a small business with just 10 customers can experience rapid growth when each customer knows and connects with 10 others, creating a ripple effect that multiplies exponentially. The Queen Bee Platform enables members to share valuable messages with a large and engaged audience, with the ability to send alerts about products or services listed by businesses in mere seconds. This is all done without the need for advertising, as the platform relies on the power of social connections and word-of-mouth marketing. By listing their products or services in the LA Deal process, businesses can tap into this viral effect, which can lead to rapid growth and increased exposure. Each item listed in the LA Deals is first displayed on the platform, and businesses can then share it with their existing customers via an alert feature. These customers, in turn, can share the alert with their own followers through the Got It Connect window, allowing them to earn a percentage of the marketing value. Members can receive alerts in their Got It Connect window, which they can use to share with their followers and build their own network. As they do so, they can earn a percentage of the marketing value associated with each successful sale. In addition to this, members have the option to become Open Market Makers (OMMs), virtual wholesalers that can operate from anywhere in the world as a business entity. They can earn an income similar to that of a traditional business, without having to handle inventory or staff. Businesses can use the Queen Bee Project to purchase invitations to give away or sell to their local customers for $5.00, which credits the value into a customer's QwickP2P Account when it's activated. As these customers become active on the platform, they can serve as an income stream source for the business, providing a passive revenue stream. By leveraging the power of social connections and word-of-mouth marketing, businesses can tap into a vast and engaged audience, without the need for expensive advertising. The Queen Bee Platform offers a unique opportunity for businesses to grow and succeed, while also providing members with a way to earn income and build their own networks.
		Cost of the Program
		$500 Seed amount has a 1X total value $1,000 Seed amount has a 1.5X total value $2,500 Seed amount has a 2X total value $5,000 Seed amount has a 2.5X total value $10,000 Seed amount has a 3X total value $25,000 Seed amount has a 3.5X total value $50,000 Seed amount has a 4X total value $75,000 Seed amount has a 4.5X total value $100,000 Seed amount has a 5X total value See more details below Businesses usually buy loyalty from customers by offering discounts or giving deals that cut into profits. With Queen Bee a business can give or sell a credit to initially link the customer with the business and wherever the customer buys across any industry or in any country there's still a gain for the business. No effort is needed by the business to maintain the customer although LA Deals can add to the sales revenue and certainly multiply things.

		So how does it work?
		We start by giving you a Queen Bee Business Account & UDI Portfolio to hold the commercial activity of hundreds of locations from around the world - especially your own trading locations
		Queen Bee is designed for businesses both online and offline and also for any business that has a network of partners with customers
		Account: a business can register a prime account and have several other accounts attached for different departments and a Queen Bee account can be one of them with a linked UDI Portfolio
		Portfolio: lists geographical locations and records commercial activity in each location then uses a unique distribution process to update each location that is listed in the member's UDI Portfolio - daily
		6 degrees of separation: is the service where referral connections are registered, such as your customers and then the connection between the customers and their connections all the way to 6 levels see more
		Connection: Queen Bee uses the 6 degrees of separation and fills the first level with your customers as they register using your special link, as more join in in the various levels, the 'team' becomes a business's 'free' global advertising and selling platform
		Activity: with links to customers/affiliates a business can give alerts of items or events to keep brand awareness but in the background your business gains financially from activity down in the 6 levels of each customer with the portfolio's daily updates without any effort
		Ripple effect: having customers on the first level can give you options to offer the LA Deal Prices that have a ripple effect down the 6 levels and other businesses connected to your levels will have a ripple effect back up to your business
		Local Commerce: Is the commerce activity selling product & service trade that every business is providing as a seller to a demand from a buyer in exchange for a value on the platform

		Privacy: although as a business you may have contact details of customers the Platform will not disclose certain details of anyone unless specifically required for the activity or initiated by the end user - the Platform will not allow data scraping or other methods that allow private information to be gathered without the users permission.


		What levels of Queen Bee are UDI Portfolios available?
		Businesses come in all sizes with customer numbers ranging in size and needs, - only a business will know so we have designed several levels of UDI Portfolios to suit
		There are nine ( 9 ) levels of Queen Bee UDI Portfolios to fit any business's customer marketing strategy.
		With each Seed value this amount is available immediately as incentive for customers to register with your business link. As an example: as a thank you to existing customers your business could offer $5 credit to attract them to register for the first time in the Platform under the business's link, they would become a businesses Level 1 members, the $5 can be spent buying locations in the members UDI Portfolio, it all helps to earn from the overall activity. The remaining value including a credit for the Seed value is still in your Queen Bee UDI Portfolio continuing to grow from daily activity and as this gain increases and moves to a surplus it can be spent as a 'thank you' to more customers as an incentive to join your Queen Bee Level 1. Of course a business could decide to sell the Queen Bee value to their customers to recoup the cost of the program, either way the value has the ongoing ripple effect.

		$500 Seed value
		The Seed amount has a 1X total value - this means the portfolio has the full value of $500 - $500 is immediately available to distribute $5 to 100 of the Partner's customers - $500 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - when a surplus value is gained it can be spent whichever way e.g. $5 gift could be credited to customers as a thank you!

		$1,000 Seed value
		The Seed amount has a 1.5X total value - this means the portfolio increases in value via new productivity by 1.5 times to $1,500 - $1,000 is immediately available to distribute $5 to 200 of the Partner's customers - $1,500 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $1,500 is added to the Credit Line and reduces as value is gained ( = 1.5X ) - when a surplus value is gained it can be spent whichever way e.g. $5 gift could be credited to new customers as a thank you! Once the full $1,500 has been gained - the initial $1,000 value remains to continue earning.

		$2,500 Seed value
		The Seed amount has a 2X total value - this means the portfolio increases in value via new productivity by 2 times to $5,000 - $2,500 is immediately available to distribute $5 to 500 of the Partner's customers - $5,000 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $5,000 is added to the Credit Line and reduces as value is gained ( = 2X ) - when a surplus value is gained it can be spent whichever way e.g. $5 gift could be credited to new customers as a thank you! Once the full $5,000 has been gained - the initial value remains to continue earning.

		$5,000 Seed value
		The Seed amount has a 2.5X total value - this means the portfolio increases in value via new productivity by 2.5 times to $12,500 - $5,000 is immediately available to distribute $5 to 1,000 of the Partner's customers - $12,500 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $12,500 is added to the Credit Line and reduces as value is gained ( = 2.5X ) - when a surplus value is gained it can be spent whichever way e.g. $5 gift could be credited to new customers as a thank you! Once the full $12,500 has been gained - the initial value remains to continue earning.

		$10,000 Seed value
		The Seed amount has a 3X total value - this means the portfolio increases in value via new productivity by 3 times to $30,000 - $10,000 is immediately available to distribute $5 to 2,000 of the Partner's customers - $30,000 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $30,000 is added to the Credit Line and reduces as value is gained ( = 3X ) - when a surplus value is gained it can be spent whichever way e.g. $5 gift could be credited to new customers as a thank you! Once the full $30,000 has been gained - the initial value remains to continue earning.

		$25,000 Seed value
		The Seed amount has a 3.5X total value - this means the portfolio increases in value via new productivity by 3.5 times to $87,500 - $25,000 is immediately available to distribute $5 to 5,000 of the Partner's customers - $87,500 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $87,500 is added to the Credit Line and reduces as value is gained ( = 3.5X ) - when a surplus value is gained it can be spent whichever way e.g.$5 gift could be credited to new customers as a thank you! Once the full $87,500 has been gained - the initial value remains to continue earning.

		$50,000 Seed value
		The Seed amount has a 4X total value - this means the portfolio increases in value via new productivity by 4 times to $200,000 - $50,000 is immediately available to distribute $5 to 10,000 of the Partner's customers - $200,000 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $200,000 is added to the Credit Line and reduces as value is gained ( = 4X ) - when a surplus value is gained it can be spent whichever way e.g.$5 gift could be credited to new customers as a thank you! Once the full $200,000 has been gained - the initial value remains to continue earning.

		$75,000 Seed value
		The Seed amount has a 4.5X total value - this means the portfolio increases in value via new productivity by 4.5 times to $337,500 - $75,000 is immediately available to distribute $5 to 15,000 of the Partner's customers - $337,500 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $337,500 is added to the Credit Line and reduces as value is gained ( = 4.5X ) - when a surplus value is gained it can be spent whichever way e.g.$5 gift could be credited to new customers as a thank you! Once the full $337,500 has been gained - the initial value remains to continue earning.

		$100,000 Seed value
		The Seed amount has a 5X total value - this means the portfolio increases in value via new productivity by 5 times to $500,000 - $100,000 is immediately available to distribute $5 to 20,000 of the Partner's customers - $500,000 is added to the UDI Portfolio to buy tokens in the local economies ( locations ) - $500,000 is added to the Credit Line and reduces as value is gained ( = 5X ) - when a surplus value is gained it can be spent whichever way e.g.$5 gift could be credited to new customers as a thank you! Once the full $500,000 has been gained - the initial value remains to continue earning.

		The growth normally multiplies around the location where a business is physically sited as the customer base in many situations is usually centered in or near that business so when a member of a business's Queen Bee program buys at other local businesses or even in other regions on the Platform, there's the 'ripple effect' that comes back towards each Queen Bee. The X Times Total Value means that there is a greater earning value gained by the higher levels in the Queen Bee Project. The cost of locations for the balance of the extra (= X value) are added to the Credit Line as a counter balance and this value continually reduces as the commercial activity is gained in the locations selected by the business. No Buyer's 2.5% LAT Fee is charged for a business's initial location unit buying in the Queen Bee or Co-Op programs. This LAT Fee is applied to limit the flipping of tokens - its value is returned to the portfolio as the earnings are gained.






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